For Title Companies · Florida

The closing package, delivered to the buyer's home record.

You run the closing, record the deed and mail the policy, and then you never hear from that buyer again until they call two years later asking where their survey is. Canopy is the thing that owns what happens next, and it puts your name on it.

Try it on your next two closings See how it works

One insert, one upload No change to your desk software Buyer-directed, nothing pre-read No money in either direction

How it works

Two things your closer already does, plus one

If a closer on a busy Friday has to think about it, it does not happen. So the whole process is an insert in the folder they already assemble and a single upload back at the office.

At the table

The closing folder carries a one-page Canopy insert with a QR code. The buyer signs a one-page direction: send my documents to my record. Nothing else at the table changes.

Back at the office

The closer uploads the buyer-side package once, into that buyer's kit, from a portal scoped to your company. Not emailed, not dropped in a shared folder.

Held, unread

Nothing is opened, parsed or filed until the buyer claims their record and consents in the app. Until then the package sits encrypted in escrow.

Whenever the buyer gets to it

They scan the QR that night or three weeks later, verify their email, tick consent, and the whole package is already waiting. Their only job is to say yes.

Weeks later, the second delivery. The recorded deed comes back in days; the owner's policy in a few weeks. Your closer opens the same kit and sends the post-closing documents. The homeowner gets a moment, your policy arrived, instead of an envelope that goes in a drawer.

Why title

You hold every document, correct and complete, at one moment

The lender has a slice. The realtor has none of it. The buyer has a folder they will lose. You are the only party in the transaction with the whole package, and today that position is spent on paper.

✓ The “where is my policy” and “send me my survey” calls stop. The buyer has it, findable, forever.
✓ A service lever in a business where price is fixed by the state. This is service.
✓ Your name on the foundation of the buyer's home record for the life of ownership.
✓ Two moments instead of an envelope: your deed is recorded, and your policy arrived.

What we're asking for

One extra step at funding. No change to SoftPro, Qualia, RamQuest or Landtech. No IT ticket. No money in either direction, ever, which is the point, not a limitation.

Two closings, then decide

Security & compliance

Built for an underwriter's vendor review

We expect the review and would rather clear it once, in writing, than argue about it. Send us the questionnaire and the answer travels to every other agency on the same paper.

We never email a buyer a link

Claim codes travel on the paper insert in the closing folder. Tokens are one-time and stored hashed. We are not adding to wire-fraud exposure.

Unread until consent

Documents sit encrypted and unprocessed until the buyer consents in the app. Two consent records per kit: the paper direction at the table and the in-app tick at claim.

Every access logged

Per kit, per company, per action. Your closers see only your company's kits. Everything here goes in writing for your underwriter.

Questions

The objections, in the order they come

Isn't this a RESPA problem?

No money moves in either direction, and the buyer directs the transfer, not you. You are not referring anyone to us; your buyer is asking you to send their own documents to their own record, the same as asking you to email the package to their accountant. Nothing is contingent on volume and there is no exclusivity.

My underwriter will never allow this.

Good. We expect a vendor review. Give us your underwriter's questionnaire and we will answer it in writing before your first closing.

My closers won't do it.

It is one insert in the folder they already assemble and one upload. If it turns into a workflow, it will not happen, and we would rather find that out on two files than twenty.

We already have a portal.

That is an archive of your files, and it is good at that. This is the buyer's home record: insurance, maintenance, HOA, equity, with the closing package as the foundation. Complement, not replacement. We are not asking you to turn anything off.

What's the catch?

The homeowner can subscribe later if they find it useful. You are never billed and never paid. If we ever proposed paying you, your compliance officer should throw us out.

Title companies

Your next two closings, free

No paper between our companies beyond the buyer's own direction form. If your closers hate it, we stop after two.