Canopy Blog
For the Florida homeowner
Clear, practical guidance on insurance, hurricane prep, new Florida laws, and keeping your home protected and organized. A new post every week.
Florida's New Anti-Squatter Law Hits October 1: The Paperwork That Protects Your Home
Starting October 1, lying your way into a Florida home is a felony under HB 1293, which pairs with the 2024 sheriff removal law to give homeowners real teeth against squatters and rental fraud. But both laws only work if you can prove ownership fast. Here is what to have on file before snowbird season.
Read the postNOAA Just Lowered the Hurricane Forecast. Here Is Why Florida Homeowners Should Not Relax Yet
NOAA's August update raised the odds of a below-normal hurricane season to 75 percent, and Florida insurance rates are falling in 51 counties. Here is why a quiet forecast is breathing room, not a free pass, and the checklist to run before the season's peak.
Read the postThe State Will Help Pay to Harden Your Home: My Safe Florida Home Just Got $405 Million
Florida's new budget refilled the My Safe Florida Home program with over $405 million, aimed at the 45,000 homeowners stuck in the grant backlog. Here is who qualifies, how the $10,000 grant math works, and the new sales tax break on impact windows.
Read the postFlorida's New Condo Rules Are Hitting Home in 2026: What Every Unit Owner Should Check
The post-Surfside safety laws stopped being abstract on January 1, when condo reserves had to be fully funded and could no longer be waived. Here is what changed, what it means for your dues, and the records worth pulling now.
Read the postFlorida's Flood Insurance Deadline Is September 30: What Every Homeowner Should Check Before Then
The National Flood Insurance Program is set to expire September 30, right as hurricane season peaks. Here is what a lapse would actually mean for your coverage, and the checks worth doing now.
Read the postFlorida's $250,000 Homestead Exemption Is on the November Ballot: What Homeowners Should Do Now
Florida just put the biggest property tax change in state history on the November ballot. Here's what it would actually do, what it would not, and the one thing every homeowner should check this summer.
Read the postFlorida's 2026 Insurance Shake-Up Rewards the Homeowners Who Are Ready
For the first time in years, Florida homeowners are getting good news on insurance. The catch: the wins go to the ones whose paperwork is in order. Here's what's changing, and how to capture the upside.
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